SEAI One Stop Shop vs. Individual Grants: Which Is Right for Your Home Upgrade?
Home Energy Assessment

SEAI One Stop Shop vs. Individual Grants: Which Is Right for Your Home Upgrade?

When planning a home energy upgrade, many homeowners are unsure whether to use the SEAI One Stop Shop or apply for individual grants. This guide explains the key differences, how each option works, and which route may suit your home best — so you can make an informed decision with clarity and confidence.
Published on 02 February 2026 : Updated 03 February • 5 minute read

Understanding your upgrade options


If you’re thinking about improving your home’s energy efficiency, you’ll usually come across two routes:

Both are valid options, but they suit different homes and different goals. The right choice depends on the scale of upgrades you’re considering and how much support you want throughout the process.

What is the SEAI One Stop Shop?


The SEAI One Stop Shop is designed for homeowners who want to carry out a full home energy upgrade, often involving multiple measures completed together.

Through a registered One Stop Shop provider, the entire process is managed for you — from assessment and design through to installation and grant administration.

A One Stop Shop upgrade typically starts with a Home Energy Assessment, which determines whether your home is suitable and what combination of upgrades makes sense.

What upgrades are covered under the One Stop Shop?


The One Stop Shop pathway supports a whole-home approach and can include a combination of upgrades such as:
  • Insulation (attic, walls, floors)
  • Heating system upgrades, including heat pumps
  • Windows and doors
  • Ventilation systems
  • Solar PV

When completed as part of a One Stop Shop project, SEAI grants of up to €36,900 may be available, depending on the upgrades recommended for your home.

Grants are processed and deducted upfront, meaning you only pay the net cost.

SEAI One Stop Shop vs. Individual Grants: Which Is Right for Your Home Upgrade?

What are individual SEAI grants?


Individual grants are designed for homeowners who want to complete one specific upgrade at a time, rather than a full retrofit.

Examples include installing attic insulation, upgrading heating controls, or adding Solar PV. Each measure has its own eligibility criteria and grant amount, and applications are made separately for each upgrade.

This route can suit homeowners who:

  • Are upgrading in stages
  • Only want a single measure
  • Are not planning a full retrofit at this time


Key differences at a glance


While both options are supported by SEAI, the experience is very different.

SEAI One Stop Shop:
  • Designed for multiple upgrades
  • Managed process from start to finish
  • Grants deducted upfront
  • One coordinated plan
  • Requires a Home Energy Assessment

Individual Grants:
  • Suitable for single upgrades
  • Homeowner manages each step
  • Separate applications per measure
  • Works well for phased upgrades
Neither option is “better” — the right choice depends on your home and your plans.

Which option is right for your home?


If you’re unsure which route suits you, this is where a Home Energy Assessment plays a key role.

The assessment looks at how your home performs today and helps determine:
  • Whether a One Stop Shop upgrade is suitable
  • Which individual upgrades may deliver the most benefit
  • The correct sequence if upgrading in stages
Instead of guessing, you receive clear, professional guidance based on your home.

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Can you switch between options?


Yes, in some cases.

Many homeowners start with a Home Energy Assessment, review their options, and then decide whether to:
  • Proceed with a One Stop Shop retrofit
  • Carry out individual upgrades first
  • Plan a phased approach over time
Having a clear assessment upfront gives you flexibility without locking you into a decision.

Why starting with an assessment matters


The most common mistakes in home energy upgrades come from poor sequencing or incomplete planning.

A Home Energy Assessment helps:
  • Avoid incompatible upgrades
  • Prevent missed grant opportunities
  • Ensure upgrades work together effectively

It replaces uncertainty with clarity and allows you to move forward at your own pace.

Take your first step


Choosing between the SEAI One Stop Shop and individual grants doesn’t have to be confusing.

A Home Energy Assessment gives you a clear understanding of your home, your options, and what makes sense before you commit to any upgrades.

You can book your Home Energy Assessment online in just a few minutes, with an additional online booking discount available. If you’d prefer to speak with someone first, our team is available to guide you.

Take your first step today and plan your home energy upgrade with clarity and confidence.

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Tags
  • Deep Retrofit Services
  • Deep Retrofit Project
  • Retrofit One Stop Shop
  • Home Energy Assessment
  • Home Energy Assessment Calculator
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Mary Hilda Hurley, Retrofit Expert
Published on 02 February 2026: Updated 03 February • 5 minute read
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D1 → A3, massive increase in comfort & over 70% reduction in energy bills!

John and Brenda wanted a warmer, more efficient home as they looked ahead to retirement.

“For me it was more about the cost… Brenda was more about the heat. We brought both of our reasons together and found Churchfield. Churchfield were so helpful in every area.” — John Brady
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